Driving Data and Insurance: What to Check Before Sharing
Driving and location data can affect privacy beyond the app collecting it. Review permissions and disclosures before agreeing to a driving-data program.
By ZoraSafe · Content reviewed · Originally published
What the Texas case actually said
In January 2025, the Texas Attorney General announced a lawsuit alleging that Allstate and Arity collected and sold driving data involving more than 45 million consumers. This is an allegation described in that announcement, not a statement that every allegation has been proven or a current case-status update.
Sources: Texas Attorney General: January 2025 lawsuit alleging collection and sale of driving data
Separate facts from assumptions
The existence of a data-sharing allegation does not prove why your own premium changed. Do not attribute a price increase to a particular app without evidence from your insurer or other reliable records.
Ask a concrete question before sharing: what are you agreeing to share, and with whom?
Questions to ask
- Does the program collect precise location, trips or driving behavior?
- Is collection optional, and how do you stop it?
- Who receives the data, and is it used for pricing or eligibility?
- How do you request access, correct an error or raise a complaint?
Sources: Texas Attorney General: January 2025 lawsuit alleging collection and sale of driving data
Keep the scope clear
An insurer’s privacy notice and program terms are the starting point for your account. This article is general privacy guidance, not a determination of insurance rights or an allegation about every insurer.
Sources and product references
Reviewed 2026-10-07. Source dates and scope matter; a linked source supports the associated guidance, not every claim about every product.
- January 2025 lawsuit alleging collection and sale of driving dataTexas Attorney General